Asian Pacific National Bank handles your personal information in an encrypted and secured environment. However we also urge our customers to take precautionary steps to protect their devices and to prevent fraud and identity theft.
Phishing is when an attacker tries to learn your account information and credentials by posing as a reputable entity or person through emails or other forms of communication. Typically the victim receives a message that appears to be from a known contact or entity. Be cautious when emails ask you for your personal information. These emails usually claim that your account has been compromised and ask you for sensitive information for confirmation. They may also contain malicious links or attachments that are designed to compromise and steal your personal information. Phishing may also be initiated throw telephone calls. Do not give out any sensitive personal information over the telephone unless you initiated the call to a verified point of contact.
Pharming is a type of attack in which malicious codes are installed on a device or server which misdirects users to fraudulent websites. Fraudsters usually imitate the websites of reputable websites when in fact the websites are fake and not related in any way to the original. Never click on a link in an email. Always manually type or copy and paste the websites’ address into your browser window.
Attackers may also use pop-up windows. These are small windows or advertisements that suddenly appear in another window in addition to the one you are currently viewing. These windows may install adware or spyware on your device without your consent. Many of these pop-ups only enable non-threatening advertisements, but some contain more harmful programs that may compromise your device.
Pretext calling is when an attacker tries to get your personal information under a false pretense. Pretexters usually imitate survey firms to collect personal information which he then uses to call your financial institution. From here, the pretexter will pretend to be you or an authorized party and ask or request sensitive information about your account. As precaution, kindly decline to participate in any survey or refuse to give out your personal information.
Social engineering is an elaborate form of lying. This is the act of manipulating other individuals into releasing sensitive personal information. To avoid being a victim of social engineering, ensure the individual is a legitimate point of contact and never release your personal information over telephone or email.
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PRIVACY & SECURITY
Online Banking Agreement & Disclosure
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving Asian Pacific National Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Asian Pacific National Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Asian Pacific National Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.